123 Realtors   1416 Hooper Avenue, Toms River NJ  08753  732-341-8840

Robert G. Bornstein, Licensed Real Estate Broker

Copyright © [123 Realtors, 123 Commercial Dept.]. All rights reserved.

Get A Discount Commission Offer to List Your NJ Home

General Lending Guidelines:         

Limited Documentation or Stated Income :  

Ideal alternative to No Doc commercial mortgage loans. While credit is reviewed for this program, closer attention is paid toward equity and the ability to repay.  First mortgage loan amounts from $50,000 to $2,000,000+.  Purchases or cash-out refinance possible.  If you can't go to your bank, call me to review your scenario. Several Stated Income Mortgage Programs available.

Competitive Rates for Many Programs

Features :  Credit down to 600 considered, even lower with exceptional LTV
        Max Loan to Value of 60% to 75%
        Must be "real money" in the transaction.  No Gifts of Equity
        Seller 2nds Considered
        The loan must make sense
        Ok to pay off Hard Money loans.
        Fixed Rate 30 year terms available (certain programs) as well as adjustable programs.
        Non-Profit financing also available

​30 Year Fixed Available up to 75LTV

Financing for many property types including:  non-owner occupied 1-4 Family residential & condos, Mixed Use, Multi-family properties, retail, office, Day Care Facilities,  Hospitality including: Hotels, motels and Bed & Breakfast, Auto Repair, Warehouse, Light Industrial, Self Storage facilities, Funeral Homes, Mobile Home parks, Camp Grounds and most other kinds of commercial mortgages for all properties in NJ, PA and beyond.  

​NEW HARD MONEY Programs, Terms up to 5 years Interest Only
call for True NO DOC mortgage info etc.

Call Robert Bornstein, Broker 732-341-8840 ext  1
or direct mobile 732-207-8409

123 Mortgage Pro